Insurance is now an integral part of life. When it comes to your home, you may well have both buildings and contents cover. Meanwhile, if you own a vehicle, you will have car insurance. Also, if you book a holiday, you might also take out cover in case your trip is cancelled or to protect you in the event of an emergency while you are abroad. Without such policies in place, your finances may be at considerable risk. Therefore, not taking out the relevant policies can be highly irresponsible and may cause you financial strife in the long-term. Indeed, in some cases insurance is a legal requirement.
However, when it comes to international medical insurance, the stakes are even higher. It is not only your finances you place in jeopardy if you fail to take out the appropriate cover, but also your wellbeing.
If you are living abroad and suffer an illness or sustain injuries and you are not covered for treatment, your suffering will be increased and you might even place your life at risk.
Therefore, if you are planning to make the transition to life in a new country, it is vital that you investigate the relevant expat health insurance. It is only by ensuring you have the necessary policy in place that you can protect yourself.
Health issues can seem abstract and remote if you are currently healthy and fit, but there is no way of ruling out the possibility that problems will arise and it is therefore only prudent to take out international medical insurance.
Remember, it is not only your bank balance that you place at risk by failing to secure expat health insurance. Your entire existence may be endangered.
When you are working or living abroad, or have plans of relocating into another country, it is very important that you protect you and your family’s health and their wellness.
Expatriates make sure you are covered for International Medical Insurance, April Medibroker assists & advises clients living or working abroad to both choose & place the right international Health and Medical insurance products, to suit their needs & budget.
April Medibroker is here to help you - from the initial advice on what expatriate health insurance policy to buy, through to any assistance that you may need in the future. Our staff are only a phone call or email away. Whether you need changes to cover or payment, need help with a claim or have questions about your international medical insurance policy we will gladly help.
Showing posts with label Expatriates. Show all posts
Showing posts with label Expatriates. Show all posts
Wednesday, 1 February 2012
Tuesday, 31 January 2012
What do british expats miss the most?
A new survey claims the british expats miss the countryside even more than its sense of humour.
The survey by Lloyds TSB International shows that across all countries of residence, nearly half – 46 per cent – of expats miss the British countryside. Those living in the desert landscape of the United Arab Emirates long for the British countryside more than those in any other country, with 85 per cent selecting it as one of the three things they miss the most.
Our sense of humour was the second most missed aspect of life in Britain, chosen by 42 per cent, while our pubs were third, having been selected by 41 per cent of the 1,034 expats that were surveyed.
Britons now living in Germany miss the British sense of humour the most – 65 per cent – followed by those in Canada – 60 per cent – and South Africa – 54 per cent – while our pubs are missed more in Australia than in any other country.
The least missed aspects of life in the UK are our politics and the weather, which both collected only five per cent of expats’ votes. Although 21 per cent of émigrés to South Africa did say they miss our political system.
Despite these pangs for little parts of Britain, expats are generally happy in their new life overseas – 68 per cent said they are happier abroad, while only seven per cent said they had been happier in the UK.
“Often you don’t know what you’ve got till it’s gone so it speaks glowingly of our countryside that expats around the world miss it so much,” said Nicholas Boys Smith, Lloyds TSB International.
“Many expats have an element of the adventurer about them, but they still long for certain aspects of British life that some people here might take for granted."
When you are working or living abroad, or have plans of relocating into another country, it is very important that you protect you and your family’s health and their wellness.
Expatriates make sure you are covered for International Medical Insurance, April Medibroker assists & advises clients living or working abroad to both choose & place the right international Health and Medical insurance products, to suit their needs & budget.
April Medibroker is here to help you - from the initial advice on what expatriate health insurance policy to buy, through to any assistance that you may need in the future. Our staff are only a phone call or email away. Whether you need changes to cover or payment, need help with a claim or have questions about your international medical insurance policy we will gladly help.
The survey by Lloyds TSB International shows that across all countries of residence, nearly half – 46 per cent – of expats miss the British countryside. Those living in the desert landscape of the United Arab Emirates long for the British countryside more than those in any other country, with 85 per cent selecting it as one of the three things they miss the most.
Our sense of humour was the second most missed aspect of life in Britain, chosen by 42 per cent, while our pubs were third, having been selected by 41 per cent of the 1,034 expats that were surveyed.
Britons now living in Germany miss the British sense of humour the most – 65 per cent – followed by those in Canada – 60 per cent – and South Africa – 54 per cent – while our pubs are missed more in Australia than in any other country.
The least missed aspects of life in the UK are our politics and the weather, which both collected only five per cent of expats’ votes. Although 21 per cent of émigrés to South Africa did say they miss our political system.
Despite these pangs for little parts of Britain, expats are generally happy in their new life overseas – 68 per cent said they are happier abroad, while only seven per cent said they had been happier in the UK.
“Often you don’t know what you’ve got till it’s gone so it speaks glowingly of our countryside that expats around the world miss it so much,” said Nicholas Boys Smith, Lloyds TSB International.
“Many expats have an element of the adventurer about them, but they still long for certain aspects of British life that some people here might take for granted."
When you are working or living abroad, or have plans of relocating into another country, it is very important that you protect you and your family’s health and their wellness.
Expatriates make sure you are covered for International Medical Insurance, April Medibroker assists & advises clients living or working abroad to both choose & place the right international Health and Medical insurance products, to suit their needs & budget.
April Medibroker is here to help you - from the initial advice on what expatriate health insurance policy to buy, through to any assistance that you may need in the future. Our staff are only a phone call or email away. Whether you need changes to cover or payment, need help with a claim or have questions about your international medical insurance policy we will gladly help.
Monday, 7 November 2011
Shanghai launches expat recruitment drive
China has developed a five-year plan to turn Shanghai into an international financial hub, relying on a foreign recruitment drive to increase its financial sector workforce by 40 per cent.
Shanghai has long-held ambitions to create a finance district capable of rivalling the likes of New York, London and neighbouring Hong Kong but has struggled with finding enough skilled financial professionals, especially high-level managers and sector specialists.
The news comes at the same time as economists forecast a loss of 27,000 jobs in London's Square Mile by the end of 2011.
According to the "five-year plan for human resources development in Shanghai's financial sector" released this week, China's second biggest city aims to take on 90,000 financial employees, 70 per cent of whom would have a BA degree degree and 15 per cent an MA degree.
This would mean that by 2015 Shanghai would have a total number of 320,000 employees working in finance, if things go to plan. As things stands, less than two per cent of Shanghai's total workforce work in finance, compared to 10 per cent in New York. An improved medical care system, social insurance, and children's education services have been built into the plan in a bid to lure expats who would have previously favoured Singapore or Hong Kong.
A British Expat, who has been running his own education company, in China since 2003 said: "If it has been decreed by the government it will probably get done.
"As China drives towards an economy fuelled by domestic consumption, then they will have the opportunity to put in place huge incentives to make things work for firms that are keeping the money onshore.
"Logistically, Hong Kong was the gateway to China but now China is open, it’s almost superfluous and only has the advantage of the legal system left over from the UK."
Shanghai's income tax rates appear to present the main stumbling block: they are as high as 45 per cent in certain cases. Compared to Hong's maximum of 15 per cent and Singapore's 20 per cent, it means exceedingly generous expat packages will be required to coax financiers across the waters.
Coupled with this is new legislation that will require expat workers and their employers to pay into China's social welfare pot, although it is yet to be made clear exactly how much of their salaries they'll be required to hand over.
When you are working or living abroad, or have plans of relocating into another country, it is very important that you protect you and your family’s health and their wellness.
Expatriates make sure you are covered for International Medical Insurance, April Medibroker assists & advises clients living or working abroad to both choose & place the right international Health and Medical insurance products, to suit their needs & budget.
April Medibroker is here to help you - from the initial advice on what expatriate health insurance policy to buy, through to any assistance that you may need in the future. Our staff are only a phone call or email away. Whether you need changes to cover or payment, need help with a claim or have questions about your international medical insurance policy we will gladly help.
Shanghai has long-held ambitions to create a finance district capable of rivalling the likes of New York, London and neighbouring Hong Kong but has struggled with finding enough skilled financial professionals, especially high-level managers and sector specialists.
The news comes at the same time as economists forecast a loss of 27,000 jobs in London's Square Mile by the end of 2011.
According to the "five-year plan for human resources development in Shanghai's financial sector" released this week, China's second biggest city aims to take on 90,000 financial employees, 70 per cent of whom would have a BA degree degree and 15 per cent an MA degree.
This would mean that by 2015 Shanghai would have a total number of 320,000 employees working in finance, if things go to plan. As things stands, less than two per cent of Shanghai's total workforce work in finance, compared to 10 per cent in New York. An improved medical care system, social insurance, and children's education services have been built into the plan in a bid to lure expats who would have previously favoured Singapore or Hong Kong.
A British Expat, who has been running his own education company, in China since 2003 said: "If it has been decreed by the government it will probably get done.
"As China drives towards an economy fuelled by domestic consumption, then they will have the opportunity to put in place huge incentives to make things work for firms that are keeping the money onshore.
"Logistically, Hong Kong was the gateway to China but now China is open, it’s almost superfluous and only has the advantage of the legal system left over from the UK."
Shanghai's income tax rates appear to present the main stumbling block: they are as high as 45 per cent in certain cases. Compared to Hong's maximum of 15 per cent and Singapore's 20 per cent, it means exceedingly generous expat packages will be required to coax financiers across the waters.
Coupled with this is new legislation that will require expat workers and their employers to pay into China's social welfare pot, although it is yet to be made clear exactly how much of their salaries they'll be required to hand over.
When you are working or living abroad, or have plans of relocating into another country, it is very important that you protect you and your family’s health and their wellness.
Expatriates make sure you are covered for International Medical Insurance, April Medibroker assists & advises clients living or working abroad to both choose & place the right international Health and Medical insurance products, to suit their needs & budget.
April Medibroker is here to help you - from the initial advice on what expatriate health insurance policy to buy, through to any assistance that you may need in the future. Our staff are only a phone call or email away. Whether you need changes to cover or payment, need help with a claim or have questions about your international medical insurance policy we will gladly help.
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