International Medical Insurance when you are in a War Zone

As relocation around the world becomes more commonplace, so a greater number of factors need to be taken into account by those leaving the safety of their safe home country. Currently, the Middle East and Asia remain important destinations for UK, US and other nationalities, with increasing numbers now heading towards reconstruction zones such as Iraq and active conflict areas including Afghanistan. After yesterday, we must also sadly include Palestine, parts of Israel and not forgetting of course the flashpoints of emerging African states.

 

War zones are occupied not only by traditional armies, but also by huge numbers of businesses involved in post war reconstruction and aid work. As a member of these groups, it is vital that expatriates carefully choose a policy which is tailored to suit their needs and which takes into account the particular dangers of working in a country such as Iraq or Afghanistan. Finding the right policy is not always straightforward, as many insurers have special clauses relating to war and terrorist threats. 

Policies which include limited cover against terrorist attacks are available, but with conflicts not solely confined to war zones nowadays, effective cover which reflects this new global reality is now ever more important. . Medibroker have available policies that have a ‘stand out’ benefit that really makes a difference to those expatriates living and working in world hot spots. For these individuals, Medibroker can  provide policies with ‘passive war’ cover including war and terrorist attack, in contrast to other insurers whose policies may often have a full war risk exclusion. 

Passive war cover is likely to be of particular interest staff in aid agencies and rebuilding contractors working elsewhere in the Gulf area, especially in Lebanon, Kuwait or indeed Africa. Policyholders would benefit from the full range of International services, including hospital benefits and evacuation, in the event of injury by terrorists or as part of a broader war conflict. Evacuation is likely to be particularly relevant in conflict zones, where local medical facilities may be damaged or supplies of medication and blood for transfusions may be an issue.
With over 14 years experience of supporting the international business community worldwide, and clients from 86 nationalities in 114 countries, Medibroker are used to facing the challenges of covering individuals in some of the most inhospitable parts of the world.

For free impartial, independent advice and quotations on plans offering this service, please contact Medibroker and one of our expert advisors will be in touch.