Monday, 5 December 2011

How do you choose the right expat health insurance plan

When choosing your plan, it's important to know what to look for. Not all plans offer you the same amount of cover or cover the same conditions, and the amounts insurers will pay towards your treatment can vary widely.

Eight points to consider when choosing an international private health insurance plan.

1. Some medical costs can be high. So what’s the maximum amount you can claim on the plan as a whole? Or for a particular type of treatment?

2. Does the plan offer ‘paid in full’ or does it only cover a proportion of the cost for certain treatments?

3. Does the plan offer a wide range of cover for many healthcare issues? You never know what treatment you may need in the future

4. Can you choose (and pay for) only the cover you need, to help you manage costs while getting the best cover for you and your family?

5. Does the insurer have extensive experience in international medical insurance?

6. Does it have a good reputation, and is it properly regulated?

7. Does the plan offer you flexible payment terms?

8. Does it allow you to set a deductible (the amount that you pay towards any claim) that’s reasonable?

When you are working or living abroad, or have plans of relocating into another country, it is very important that you protect you and your family’s health and their wellness.
 
Expatriates make sure you are covered for International Medical Insurance, April Medibroker assists & advises clients living or working abroad to both choose & place the right international Health and Medical insurance products, to suit their needs & budget.
 
April Medibroker is here to help you - from the initial advice on what expatriate health insurance policy to buy, through to any assistance that you may need in the future. Our staff are only a phone call or email away. Whether you need changes to cover or payment, need help with a claim or have questions about your international medical insurance policy we will gladly help

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